Why health insurance is important for the star at home ? – Tamil Health Tips Protection is nothing but taking proper medication for the health problems faced by women. Women care for the family members but not in their health and so health insurance is important for them. We are going to share the benefits of health insurance in this video. Working women or homemakers need health insurance as women are more prone to infections or health problems. Lifespan of women are more than men and changes in food habits, lifestyle and less physical work leads to health problem for women. For e.g. there are chances for hospitalisation due to knee pain, kidney problem, eye problem, cancer, uterus problem etc., Working women may think why should be take separate policy while having group insurance but the insured amount will be around 1 lakh in group insurance. If you quit your job and sudden hospitalisation is required you will not be able to use that policy. Certain medication for women may be costly and it is better take a special health insurance policy for atleast 3-5 lakhs. While taking health insurance we should ensure about which disease can be claimed and whether there is any waiting period which is mentioned in the form. For e.g. Infertility treatment, Delivery will not covered under health insurance but group policies of certain companies have claim for this too. It is better to take health insurance at a young age to avoid high premium and problems in claiming for existing health problem.