How Do I Get Small Business Health Insurance Quotes?


How do you get small business health insurance
quotes? If you’re in the market for a small business
health insurance plan, there are three things you should know about getting quotes. You’ll pay the same price for the same plan
no matter where you buy. Comparing quotes for different plans can save
you money, and online quotes are subject to change. Let’s look at each of these in more detail. First, you should know that health insurance
prices are filed with state authorities each year, and nobody is allowed sell a health
insurance plan for a price that is different from the originally filed price. So you’re going to pay the same price for
the same plan, no matter where you buy it. That means you won’t get a discount if you
buy directly from the insurance company, for example. If you buy through a licensed agent, you get
personal help and advice for the life of your coverage at no additional cost to you. Second, you should compare quotes from multiple
insurance companies and multiple plans. The only way you’re going to find the best
match for your needs and budget is to shop around. Licensed agents can typically show you quotes
from different insurers in your area. Third, while you should start by looking for
quotes online, you need to know that the final premium you’ll pay may change based on your
final employee count and other factors specific to your situation. Many small businesses also adjust the deductible
and copayment options for plans they’re considering, in order to make monthly premiums
more affordable. Start with online quotes, but work with
a licensed agent to refine those quotes and get a better idea of what your final costs
may be. To learn more about your small business health
insurance options today, visit eHealth.com.

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